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Actual Budget vs Goodbudget

Actual Budget costs $80 less in the first year. Price isn't everything: check what you give up.

Actual BudgetGoodbudget
PriceFreeFree plan · $10/mo · $80/yr
First year$0$80
PlanFree (MIT)Premium
Made byOpen sourceIndependent company
Platformsweb, Windows, Mac, Linuxweb, iOS, Android
You give upSyncing devices needs a server you host or pay a host for.Free tier is 20 envelopes and manual entry; bank sync is Premium-only.
Price sourcechecked 2026-10-24checked 2026-10-24

US prices for one person, read on each vendor's own pricing page. Tax not included. Spot a wrong price? Tell us.